Where Every Settlement Tells the Truth
0%
Saudi Arabia's Vision 2030 fintech revolution is creating unprecedented demand for automated collection infrastructure.
28BThe Kingdom's fintech ecosystem is expanding at record pace — driven by Vision 2030 and SAMA's progressive regulatory environment.
12B18B24B29B36B+PathPay is not a gateway, not a lender, not a POS provider — it is a dedicated collection infrastructure layer.
Collection tied directly to real daily sales — not manual schedules. Deductions happen automatically at settlement, every day.
Every contract activated only after dual OTP approval from both merchant and creditor — defensible, auditable, and tamper-evident.
Six purpose-built portals for every participant — each designed for that user's exact workflow, not a shared interface.
Built around SAMA, PDPL/SDAIA, ZATCA, ISO 27001, and PCI DSS from day one — Saudi data residency by architecture.
Four deliberate phases of growth — each deepening infrastructure, widening the partner network, and expanding the deduction ecosystem.
Founded in Riyadh in 2026, PathPay exists to bring settlement-layer automation to the Saudi commercial ecosystem.
Every feature designed with regulatory and audit implications in mind — not as an afterthought.
Every deduction, approval, and exception has a clear, traceable record. We operate on data, not assumptions.
Focused infrastructure solving one hard problem — automated B2B collection at the settlement layer.
Deep collaboration with banks, fintechs, POS providers, and acquirers to build the Saudi payment network.
Accuracy, reconciliation, and transparency as the standard of work — not aspirational goals.
Built for Saudi Arabia's regulatory, cultural, and commercial realities from the very first line of code.
"Automate B2B payment collection by embedding deduction logic directly into daily POS settlements — reducing manual follow-ups, lowering default risk, and accelerating cash flow for every participant in the Saudi commercial ecosystem."
"To become the reference infrastructure for payment deductions in Saudi Arabia — the trusted network through which every merchant-to-creditor obligation is collected automatically, transparently, and compliantly."