Where Every Settlement Tells the Truth
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PathPay embeds collection logic directly into the POS settlement stream — every deduction is automatic, consent-governed, and traceable.
Every day, the agreed share or fixed amount is split and routed to the creditor automatically — no human intervention required.
Deductions happen at the source — embedded in the daily POS settlement cycle before funds reach the merchant account.
Both parties approve exact terms via dual OTP. No deduction starts without full, verifiable consent — defensible and tamper-evident.
When the obligation is fully collected, deductions stop automatically. Suppliers get paid. Merchants stay compliant.
8,450incoming
1,2677,183From agreement to automated collection — a fully governed, end-to-end deduction lifecycle.
Merchant and creditor agree on deduction terms and contract scope within the PathPay platform.
Both parties approve exact terms via dual OTP — no deduction starts without it. Defensible and auditable.
PathPay maps the contract to the merchant's live POS settlement stream via API integration.
Every day, the agreed share or fixed amount is split and routed to the creditor automatically.
When the obligation is fully collected, deductions stop automatically. Both parties receive confirmation.
Fixed percentage of each daily settlement — scales with merchant revenue naturally.
Set a fixed deduction amount each day — predictable for creditors and merchants alike.
1,000per settlement day