Where Every Settlement Tells the Truth
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Six Stakeholder Segments.
One Automated Network.

PathPay serves every participant in the Saudi B2B commercial ecosystem through purpose-built interfaces and workflows.

Merchants & SMEs

Transparent, sales-linked repayment with visible contract progress and one unified deduction infrastructure.

  • Live deduction dashboard
  • Contract progress tracking
  • Multi-creditor view

Suppliers & Wholesalers

Automated receivable recovery from daily POS settlements — no calls, no delays, no disputes.

  • Automated receivable tracking
  • Real-time payment visibility
  • Portfolio analytics

Fintech Companies

POS-linked collection, risk visibility, and API-ready operations for embedded finance products.

  • API-first integration
  • NPL risk monitoring
  • White-label options

Banks

Controlled deduction layer with audit trails, repayment monitoring, and compliance-grade reporting.

  • Maker-checker controls
  • Full audit trails
  • Regulatory reporting

Aggregators & Franchise Groups

Centralized deduction policies and portfolio-level reporting across all entities and locations.

  • Group-level controls
  • Entity reporting
  • Franchise management

Large FMCG & Distributors

Controlled credit expansion with automated collection across thousands of merchant relationships.

  • Scale deduction programs
  • Credit control automation
  • Distribution network coverage