Where Every Settlement Tells the Truth
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PathPay is built around Saudi Arabia's most rigorous regulatory frameworks — not retrofitted to meet them.
Saudi Central Bank guidelines embedded in payment controls, settlement operations, and platform governance.
Data privacy principles applied to all merchant and creditor data. Saudi data residency and consent management.
Tax and invoicing considerations built into every deduction record and settlement output for full compliance.
Information security management principles embedded throughout all platform operations and processes.
Payment card industry security applied to all settlement handling and data flows across the platform.
Dual approval for all sensitive operations — no single user can execute high-impact actions alone.
Every deduction, approval, and exception permanently recorded. Tamper-evident logs for full accountability.
Defined protocols for exceptions, disputes, and operational anomalies with 24/7 monitoring.
Automated matching of settlements, deductions, and creditor receipts — zero discrepancies tolerated.